Send USDC as easily as
sending an email

402T USDC is a payments layer from 402T that lets end users and organizations send and receive USDC using just email addresses. Email-based stablecoin transfers with Coinbase Embedded Wallets on Base.

Balance $1,250.00
John Doe john@example.com
+$50.00
Sarah Wilson sarah@example.com
-$25.00

Why Choose 402T USDC?

Experience the future of payments with email-based USDC transfers

📧

Email-Based Payments

Send and receive USDC using just email addresses. No wallet addresses, no seed phrases, no blockchain complexity.

🔒

Bank-Level Security

Powered by Coinbase's regulated infrastructure with MPC wallets and comprehensive compliance.

Instant Transfers

Send money globally with near-instant settlement on the Base network. No intermediaries, no delays.

🏢

Business Ready

Perfect for businesses - payroll, invoices, refunds, and B2B payments with REST API integration.

🌍

Global & Borderless

Send money anywhere in the world. USDC works in 100+ countries with stable value and low fees.

💰

Lower Costs

Significantly lower transaction fees compared to traditional payment processors and bank transfers.

How It Works

Three simple steps to start sending and receiving USDC

1

Sign Up with Email

Enter your email address and verify with a one-time code. We'll create your wallet automatically.

2

Send to Any Email

Enter recipient's email and amount. If they have an account, transfer happens instantly.

3

Recipient Claims

If new to the platform, they get an email with a secure link to claim their funds.